Banks by state
Safest banks in West Virginia
- Quarter ending
- June 30, 2026
- Source
- FDIC Call Reports
- Results
- 40
Scores from 0 to 100 compare banks within separate groups based on total assets. The state lists sort these scores; “Safest” is not an absolute ranking of risk or a recommendation. Trust institutions, which manage assets for others, and banks that do not lend remain included. Their business models can affect reported ratios.
Ranked banks
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| Bank | Score | Grade | Peer group | Assets |
|---|---|---|---|---|
| Rank 1Logan Bank & Trust CompanyLogan | 94.6 | Grade A | $300M to under $1B | $359M |
| Rank 2City National Bank of West VirginiaCharleston | 93.3 | Grade A | $1B to under $10B | $6.76B |
| Rank 3Clear Mountain BankBruceton Mills | 91.9 | Grade A | $1B to under $10B | $1.03B |
| Rank 4Hancock County Savings Bank, F.S.B.Chester | 91.8 | Grade A | $300M to under $1B | $508M |
| Rank 5Clay County Bank, Inc.Clay | 91.8 | Grade A | Under $300M | $136M |
| Rank 6The Bank of RomneyRomney | 90.9 | Grade A | $300M to under $1B | $369M |
| Rank 7Citizens Bank of Morgantown, Inc.Morgantown | 85.8 | Grade A | Under $300M | $52.6M |
| Rank 8Mountain Valley Bank, N.A.Elkins | 80.6 | Grade A | Under $300M | $202M |
| Rank 9Citizens Bank of West Virginia, Inc.Elkins | 79.5 | Grade B | $300M to under $1B | $772M |
| Rank 10Huntington Federal Savings BankHuntington | 79.2 | Grade B | $300M to under $1B | $532M |
| Rank 11Freedom Bank, Inc.Belington | 76.8 | Grade B | $300M to under $1B | $430M |
| Rank 12Pioneer Community Bank, Inc.Iaeger | 73.8 | Grade B | Under $300M | $191M |
| Rank 13The Harrison County BankLost Creek | 72.3 | Grade B | Under $300M | $165M |
| Rank 14Highlands BankPetersburg | 72.0 | Grade B | $300M to under $1B | $407M |
| Rank 15The Bank of MonroeUnion | 69.4 | Grade B | Under $300M | $255M |
| Rank 16The Citizens Bank of WestonWeston | 68.0 | Grade B | $300M to under $1B | $303M |
| Rank 17The First National Bank of PeterstownPeterstown | 66.9 | Grade B | Under $300M | $84.9M |
| Rank 18Community Bank of ParkersburgParkersburg | 65.6 | Grade B | $300M to under $1B | $340M |
| Rank 19First Federal Savings & Loan Association of RavenswoodRavenswood | 65.4 | Grade B | Under $300M | $26.3M |
| Rank 20Potomac BankCharles Town | 59.1 | Grade B | $300M to under $1B | $980M |
| Rank 21Williamstown Bank, Inc.Williamstown | 54.9 | Grade B | Under $300M | $237M |
| Rank 22CNB Bank, Inc.Berkeley Springs | 54.7 | Grade B | $300M to under $1B | $806M |
| Rank 23Putnam County BankHurricane | 51.6 | Grade B | $300M to under $1B | $704M |
| Rank 24WesBanco Bank, Inc.Wheeling | 47.6 | Grade C | $10B to under $100B | $27.7B |
| Rank 25The Poca Valley Bank, Inc.Walton | 46.2 | Grade C | $300M to under $1B | $666M |
| Bank | Score | Grade | Peer group | Assets |
| Rank 26Calhoun County Bank, Inc.Grantsville | 43.5 | Grade C | Under $300M | $212M |
| Rank 27MCNB Bank and Trust Co.Welch | 43.1 | Grade C | $300M to under $1B | $357M |
| Rank 28Pendleton Community Bank, Inc.Franklin | 39.4 | Grade C | $300M to under $1B | $850M |
| Rank 29First Exchange BankWhite Hall | 37.9 | Grade C | $300M to under $1B | $391M |
| Rank 30Guaranty Bank Inc.Williamson | 35.6 | Grade C | Under $300M | $152M |
| Rank 31The First National Bank of WilliamsonWilliamson | 35.6 | Grade C | Under $300M | $120M |
| Rank 32The Pleasants County BankSaint Marys | 35.2 | Grade C | Under $300M | $84.7M |
| Rank 33FNB Bank, Inc.Romney | 28.5 | Grade C | Under $300M | $278M |
| Rank 34West Union BankWest Union | 25.8 | Grade C | $300M to under $1B | $300M |
| Rank 35Jefferson Security BankShepherdstown | 25.1 | Grade C | $300M to under $1B | $566M |
| Rank 36Capon Valley BankWardensville | 20.6 | Grade C | Under $300M | $244M |
| Rank 37MVB Bank, IncFairmont | 19.4 | Grade D | $1B to under $10B | $3.50B |
| Rank 38The Fayette County National Bank of FayettevilleFayetteville | 18.8 | Grade D | Under $300M | $158M |
| Rank 39Whitesville State BankWhitesville | 14.8 | Grade D | Under $300M | $138M |
| Rank 40Davis Trust CompanyElkins | 1.8 | Grade F | Under $300M | $275M |