Bank rankings
Banks ranked by deposits above the insured limit
One reported ratio determines this order, including filtered results. Its percentile, standing among similarly sized banks, differs from the overall size-group score and letter, which combine ratios. Each row names the bank’s size group; adjacent labels show the filed quarter and result limit. These comparisons do not change deposit insurance.
Metric notes
This ranking orders FDIC-insured banks by uninsured deposit share for the latest quarter, with the highest shares first. The share is estimated uninsured deposits divided by total deposits. A high value means a bank relies more on deposits above the FDIC insurance limit. Those depositors could move money quickly when confidence drops, although banks serving businesses naturally carry higher shares. This ranking sorts one ratio. It is not a grade and does not forecast anything.
Each value appears beside the bank’s peer band and metric percentile. Banks are compared only with other banks in the same total-assets band. The percentile is the share of those peers that the bank is safer than on this measure. A lower uninsured share produces a higher percentile. The ranking does not show whether uninsured depositors are stable. It also does not show the bank’s liquidity or capital. The displayed quarter identifies the period covered.
Ranked banks
- Quarter ending
- June 30, 2026
- State
- All states
- Size band
- All sizes
- Results
- First 100 results
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| Bank | Uninsured share | Peer group | Peer percentile | Lefomi grade |
|---|---|---|---|---|
| Rank 1John Deere Financial, f.s.b.WI | 100.0% | $1B to under $10B | 0.0 | Grade AScore 92.8 out of 100 |
| Rank 2Northwestern Mutual Wealth ManagementWI | 99.9% | $300M to under $1B | 0.0 | Grade AScore 95.7 out of 100 |
| Rank 3Stifel Trust Company, National AssociationMO | 99.9% | $300M to under $1B | 0.1 | Grade CScore 37.4 out of 100 |
| Rank 4Stifel Trust Company Delaware, National AssociationDE | 99.7% | $300M to under $1B | 0.1 | Grade AScore 90.0 out of 100 |
| Rank 5First Electronic BankUT | 98.3% | $300M to under $1B | 0.2 | Grade AScore 93.4 out of 100 |
| Rank 6MassMutual Private Wealth & Trust, FSBMA | 97.5% | Under $300M | 0.0 | Grade AScore 90.2 out of 100 |
| Rank 7BNY Mellon Trust of DelawareDE | 97.3% | Under $300M | 0.1 | Grade AScore 86.5 out of 100 |
| Rank 8Mizuho Bank (USA)NY | 95.0% | $1B to under $10B | 0.1 | Grade AScore 87.5 out of 100 |
| Rank 9Sumitomo Mitsui Trust Bank (U.S.A.) LimitedNJ | 92.3% | $1B to under $10B | 0.2 | Grade AScore 93.7 out of 100 |
| Rank 10Community Federal Savings BankNY | 92.1% | $300M to under $1B | 0.3 | Grade DScore 12.3 out of 100 |
| Rank 11Deutsche Bank Trust Company DelawareDE | 91.7% | Under $300M | 0.1 | Grade AScore 91.1 out of 100 |
| Rank 12TIB National AssociationTX | 91.5% | $1B to under $10B | 0.3 | Grade AScore 83.1 out of 100 |
| Rank 13Deutsche Bank Trust Company AmericasNY | 91.3% | $10B to under $100B | 0.0 | Grade BScore 77.8 out of 100 |
| Rank 14Cenlar FSBNJ | 90.6% | $300M to under $1B | 0.3 | Grade CScore 36.1 out of 100 |
| Rank 15Sutton BankOH | 89.2% | $1B to under $10B | 0.4 | Grade AScore 89.5 out of 100 |
| Rank 16Greene County Commercial BankNY | 88.8% | $1B to under $10B | 0.6 | Grade CScore 43.0 out of 100 |
| Rank 17Thrivent Trust CompanyWI | 87.5% | Under $300M | 0.2 | Grade AScore 90.8 out of 100 |
| Rank 18Cedar Hill National BankNC | 87.5% | Under $300M | 0.2 | Grade AScore 90.6 out of 100 |
| Rank 19Column National AssociationUT | 86.1% | $1B to under $10B | 0.7 | Grade AScore 87.0 out of 100 |
| Rank 20Nave BankPR | 85.3% | $300M to under $1B | 0.4 | Grade BScore 51.9 out of 100 |
| Rank 21TCM Bank, National AssociationFL | 82.7% | $300M to under $1B | 0.5 | Grade CScore 47.5 out of 100 |
| Rank 22Bessemer Trust Company, National AssociationNY | 82.3% | $1B to under $10B | 0.8 | Grade BScore 77.1 out of 100 |
| Rank 23North American Banking CompanyMN | 81.2% | $1B to under $10B | 0.9 | Grade CScore 28.7 out of 100 |
| Rank 24Chain Bridge Bank, National AssociationVA | 80.9% | $1B to under $10B | 1.0 | Grade CScore 34.5 out of 100 |
| Rank 25Monet BankTX | 80.2% | $1B to under $10B | 1.1 | Grade BScore 65.3 out of 100 |
| Bank | Uninsured share | Peer group | Peer percentile | Lefomi grade |
| Rank 26Houston Bank & TrustTX | 79.8% | Under $300M | 0.3 | Grade BScore 74.1 out of 100 |
| Rank 27Commerce West BankCA | 79.1% | $1B to under $10B | 1.2 | Grade DScore 12.2 out of 100 |
| Rank 28SMBC ManubankCA | 79.0% | $1B to under $10B | 1.3 | Grade CScore 48.5 out of 100 |
| Rank 29Pacific Coast Bankers' BankCA | 78.9% | $1B to under $10B | 1.5 | Grade DScore 15.9 out of 100 |
| Rank 30Bessemer Trust CompanyNJ | 78.5% | $1B to under $10B | 1.6 | Grade BScore 70.3 out of 100 |
| Rank 31Wilmington Trust, National AssociationDE | 77.8% | $300M to under $1B | 0.6 | Grade AScore 91.8 out of 100 |
| Rank 32CBW BankKS | 77.7% | Under $300M | 0.3 | Grade AScore 82.1 out of 100 |
| Rank 33Turtle Mountain State BankND | 76.3% | Under $300M | 0.4 | Grade BScore 60.8 out of 100 |
| Rank 34Liberty Bank of New JerseyNJ | 76.3% | Under $300M | 0.5 | Grade BScore 69.4 out of 100 |
| Rank 35State Street Bank and Trust CompanyMA | 75.9% | $100B or more | 0.0 | Grade DScore 6.5 out of 100 |
| Rank 36American Business BankCA | 75.7% | $1B to under $10B | 1.7 | Grade CScore 22.4 out of 100 |
| Rank 37Tolleson Private BankTX | 72.2% | $300M to under $1B | 0.6 | Grade DScore 14.7 out of 100 |
| Rank 38WSB Municipal BankNY | 71.6% | Under $300M | 0.5 | Grade AScore 87.0 out of 100 |
| Rank 39BankMiamiFL | 70.8% | $300M to under $1B | 0.7 | Grade CScore 34.9 out of 100 |
| Rank 40Bank of GuamGU | 70.6% | $1B to under $10B | 1.8 | Grade FScore 0.0 out of 100 |
| Rank 41Bank of TexasTX | 70.3% | $300M to under $1B | 0.8 | Grade CScore 41.2 out of 100 |
| Rank 42University BankMI | 70.2% | $1B to under $10B | 1.9 | Grade DScore 9.9 out of 100 |
| Rank 43First National Banker's BankLA | 69.9% | $300M to under $1B | 0.8 | Grade CScore 41.2 out of 100 |
| Rank 44Hana Bank USA, National AssociationNJ | 69.5% | $300M to under $1B | 0.9 | Grade BScore 55.2 out of 100 |
| Rank 45Pegasus BankTX | 69.4% | $1B to under $10B | 2.0 | Grade AScore 81.9 out of 100 |
| Rank 46Country Trust BankIL | 68.7% | Under $300M | 0.6 | Grade AScore 91.5 out of 100 |
| Rank 47Woori America BankNY | 68.7% | $1B to under $10B | 2.1 | Grade DScore 10.9 out of 100 |
| Rank 48The Bank of New York MellonNY | 68.2% | $100B or more | 3.2 | Grade CScore 25.8 out of 100 |
| Rank 49Interstate BankTX | 68.1% | Under $300M | 0.6 | Grade FScore 2.9 out of 100 |
| Rank 50HSBC Bank USA, National AssociationVA | 68.1% | $100B or more | 6.5 | Grade BScore 54.8 out of 100 |
| Bank | Uninsured share | Peer group | Peer percentile | Lefomi grade |
| Rank 51First Century Bank, National AssociationGA | 67.6% | $300M to under $1B | 1.0 | Grade AScore 91.6 out of 100 |
| Rank 52Union Bank and Trust CompanyMN | 67.4% | Under $300M | 0.7 | Grade FScore 1.4 out of 100 |
| Rank 53Florida Capital Bank, National AssociationFL | 67.2% | $300M to under $1B | 1.0 | Grade DScore 16.4 out of 100 |
| Rank 54Bank of the Federated States of MicronesiaFM | 67.1% | Under $300M | 0.7 | Grade CScore 23.7 out of 100 |
| Rank 55CTBC Bank Corp. (USA)CA | 66.5% | $1B to under $10B | 2.4 | Grade DScore 12.6 out of 100 |
| Rank 56ServisFirst BankAL | 66.4% | $10B to under $100B | 0.8 | Grade DScore 14.7 out of 100 |
| Rank 57Valley Bank of NevadaNV | 66.3% | Under $300M | 0.8 | Grade FScore 4.2 out of 100 |
| Rank 58Western Commerce BankNM | 66.1% | $300M to under $1B | 1.1 | Grade FScore 1.7 out of 100 |
| Rank 59Atlantic Community Bankers BankPA | 66.0% | $300M to under $1B | 1.2 | Grade DScore 9.7 out of 100 |
| Rank 60CIBC Bank USAIL | 65.9% | $10B to under $100B | 1.6 | Grade BScore 53.2 out of 100 |
| Rank 61Patriot Bank, National AssociationCT | 65.2% | $1B to under $10B | 2.5 | Grade FScore 1.6 out of 100 |
| Rank 62Community Bank of the SouthFL | 64.8% | Under $300M | 0.9 | Grade CScore 25.5 out of 100 |
| Rank 63Cass Commercial BankMO | 64.8% | $1B to under $10B | 2.6 | Grade AScore 91.1 out of 100 |
| Rank 64Applied BankDE | 64.1% | Under $300M | 0.9 | Grade BScore 68.7 out of 100 |
| Rank 65West Texas National BankTX | 64.1% | $1B to under $10B | 2.7 | Grade CScore 43.0 out of 100 |
| Rank 66Texas Community BankTX | 63.9% | $1B to under $10B | 2.8 | Grade AScore 83.7 out of 100 |
| Rank 67Bradesco BankFL | 63.9% | $1B to under $10B | 2.9 | Grade CScore 25.8 out of 100 |
| Rank 68First American Trust, FSBCA | 63.8% | $1B to under $10B | 3.0 | Grade BScore 65.3 out of 100 |
| Rank 69UMB Bank, National AssociationMO | 63.6% | $10B to under $100B | 2.4 | Grade DScore 16.7 out of 100 |
| Rank 70Bankers' BankWI | 63.5% | $1B to under $10B | 3.1 | Grade CScore 30.0 out of 100 |
| Rank 71Security State BankTX | 63.4% | $1B to under $10B | 3.3 | Grade CScore 33.4 out of 100 |
| Rank 72Cornerstone Community BankKY | 63.3% | Under $300M | 1.0 | Grade BScore 74.6 out of 100 |
| Rank 73Luminate BankMN | 63.3% | $300M to under $1B | 1.3 | Grade DScore 17.0 out of 100 |
| Rank 74Piermont BankNY | 63.1% | $300M to under $1B | 1.3 | Grade DScore 19.2 out of 100 |
| Rank 75Western BankNM | 62.7% | $300M to under $1B | 1.4 | Grade CScore 39.4 out of 100 |
| Bank | Uninsured share | Peer group | Peer percentile | Lefomi grade |
| Rank 76Chester National BankIL | 62.6% | Under $300M | 1.0 | Grade DScore 19.9 out of 100 |
| Rank 77Alpine Capital BankNY | 62.0% | Under $300M | 1.1 | Grade CScore 25.1 out of 100 |
| Rank 78CommerceOne BankAL | 62.0% | $1B to under $10B | 3.4 | Grade DScore 16.6 out of 100 |
| Rank 79Commercial Bank of CaliforniaCA | 61.9% | $1B to under $10B | 3.5 | Grade FScore 2.1 out of 100 |
| Rank 80The First National Bank of MertzonTX | 61.7% | $300M to under $1B | 1.5 | Grade BScore 66.1 out of 100 |
| Rank 81Waterfall BankFL | 61.5% | $300M to under $1B | 1.5 | Grade CScore 26.2 out of 100 |
| Rank 82Benchmark BankTX | 61.1% | $1B to under $10B | 3.6 | Grade DScore 7.0 out of 100 |
| Rank 83Infinity BankCA | 61.1% | $300M to under $1B | 1.6 | Grade CScore 39.0 out of 100 |
| Rank 84WestStar BankTX | 61.0% | $1B to under $10B | 3.7 | Grade CScore 36.6 out of 100 |
| Rank 85Orange Bank & Trust CompanyNY | 60.8% | $1B to under $10B | 3.8 | Grade CScore 38.8 out of 100 |
| Rank 86Integrity Bank SSBTX | 60.7% | $300M to under $1B | 1.7 | Grade CScore 48.0 out of 100 |
| Rank 87Zenith Bank & TrustAZ | 60.5% | Under $300M | 1.1 | Grade CScore 32.1 out of 100 |
| Rank 88WoodTrust BankWI | 60.4% | $300M to under $1B | 1.7 | Grade DScore 18.8 out of 100 |
| Rank 89Genesis BankCA | 60.4% | $300M to under $1B | 1.8 | Grade DScore 17.6 out of 100 |
| Rank 90Lexicon BankNV | 60.4% | $300M to under $1B | 1.9 | Grade CScore 21.4 out of 100 |
| Rank 91The National Bank of IndianapolisIN | 60.3% | $1B to under $10B | 3.9 | Grade CScore 49.5 out of 100 |
| Rank 92BankFloridaFL | 59.9% | $300M to under $1B | 2.0 | Grade CScore 40.2 out of 100 |
| Rank 93EverTrust BankCA | 59.8% | $1B to under $10B | 4.0 | Grade BScore 63.4 out of 100 |
| Rank 94Stryv BankKS | 59.5% | $300M to under $1B | 2.0 | Grade DScore 9.1 out of 100 |
| Rank 95Burling BankIL | 59.3% | Under $300M | 1.2 | Grade DScore 17.1 out of 100 |
| Rank 96Banco Popular de Puerto RicoPR | 59.2% | $10B to under $100B | 3.2 | Grade DScore 10.3 out of 100 |
| Rank 97Triad BankMO | 59.2% | $1B to under $10B | 4.2 | Grade CScore 32.7 out of 100 |
| Rank 98Five Star BankCA | 59.2% | $1B to under $10B | 4.3 | Grade DScore 9.2 out of 100 |
| Rank 99Midwest Independent BankersBankMO | 59.1% | $300M to under $1B | 2.1 | Grade BScore 68.0 out of 100 |
| Rank 100Community Bank of LouisianaLA | 59.1% | $300M to under $1B | 2.2 | Grade DScore 7.9 out of 100 |
Sources
- Source
- FDIC Call Reports