Apps: who holds your money
52 apps · Coverage calculator
This list groups every covered fintech app by how deposit insurance reaches customers and names each app’s partner banks. Partner-bank facts come from each app’s public disclosure, quoted with its source and reading date on the app’s page. An app that is not a bank carries no insurance itself; the money and any applicable insurance sit at its partner banks.
Banks and direct bank accounts
- Ally BankBank
- Apple Card SavingsGoldman Sachs Bank USA
- Capital OneBank
- Charles SchwabCharles Schwab Bank, SSB
- E*TRADEMorgan Stanley Private Bank, National Association
- Grasshopper BankBank
- Green Dot BankBank
- Marcus by Goldman SachsBank
- SoFiBank
- Synchrony BankBank
- Varo BankBank
- Walmart MoneyCardGreen Dot Bank DBA Bonneville Bank
Pass-through FDIC insurance
- AcornsLincoln Savings Bank · nbkc bank
- AffirmCross River Bank
- AlbertStride Bank, National Association · Wells Fargo Bank, National Association
- Apple CashGreen Dot Bank DBA Bonneville Bank
- Betterment Cash Reserve25 program banks
- BluevineCoastal Community Bank
- BrexColumn National Association
- BrigitCoastal Community Bank
- BusyKidPathward, National Association
- Cash AppWells Fargo Bank, National Association · Sutton Bank
- ChimeThe Bancorp Bank, National Association · Stride Bank, National Association
- CleoThread Bank
- CurrentChoice Financial Group · Cross River Bank
- DaveCoastal Community Bank
- FoundLead Bank
- GreenlightCommunity Federal Savings Bank
- LiliSunrise Banks, National Association
- M1B2 Bank National Association
- MercuryChoice Financial Group · Column National Association
- MoneyLionPathward, National Association
- NetspendPathward, National Association · Republic Bank & Trust Company · The Bancorp Bank, National Association
- NovoMiddlesex Federal Savings, F.A.
- OnePayCoastal Community Bank · Lead Bank
- OportunWells Fargo Bank, National Association · JPMorgan Chase Bank, National Association · Citibank, National Association
- PayPalSynchrony Bank
- QapitalLincoln Savings Bank
- RaisinBell Bank · Starion Bank
- RelayThread Bank
- Revolut USCross River Bank
- StashStride Bank, National Association
- StepEvolve Bank & Trust
- UpgradeCross River Bank
- Wealthfront Cash45 program banks
- Wisely by ADPFifth Third Bank, National Association
- Wise USCommunity Federal Savings Bank · Lead Bank
Brokerage cash sweeps
- Firstrade16 program banks
- moomoo4 program banks
- Public24 program banks
- RobinhoodCoastal Community Bank
- Vanguard Cash Plus16 program banks