Banks ranked by brokered deposits

Brokered deposits are deposits gathered through third-party brokers rather than directly from a bank’s own customers. They tend to be sensitive to interest rates and can move when another bank pays more. A higher brokered deposit share therefore indicates greater reliance on money that may move in search of better rates. Some banks use brokered deposits deliberately and profitably as part of their funding approach.

This ranking sorts FDIC-insured banks by brokered deposits as a share of total deposits for the latest quarter available. It is a ranking of one reported ratio, not a grade or a forecast. It does not show the term of those deposits or explain each bank’s reasons for using them. It also does not provide a complete view of an institution’s financial condition. The peer band and percentile appear beside each value. The peer band groups banks with similar total assets, while the percentile compares each bank only with reporting banks in that size group.

Banks, quarter ending June 30, 2026
#	Bank	State	Brokered share	Percentile	Grade
1	VersaBank USA National Association	MN	100.0%	0.0	A95.0
2	Hatch Bank	CA	99.9%	0.0	A95.4
3	Eaglemark Savings Bank	NV	99.4%	0.1	A99.8
4	Comenity Bank	DE	99.1%	0.0	A96.6
5	Medallion Bank	UT	97.2%	0.1	A99.2
6	Texas Exchange Bank	TX	96.2%	0.2	B75.6
7	Celtic Bank	UT	90.5%	0.3	A84.5
8	Jonesboro State Bank	LA	89.3%	0.4	A92.5
9	BMW Bank of North America	UT	84.8%	0.0	A100.0
10	TCM Bank, National Association	FL	84.3%	0.1	C47.5
11	Milestone Bank	UT	81.8%	0.2	C48.8
12	Merrick Bank	UT	79.0%	0.6	A92.2
13	WebBank	UT	79.0%	0.7	A96.4
14	Toyota Financial Savings Bank	NV	78.9%	0.8	A88.1
15	1st Financial Bank USA	SD	76.4%	0.8	A81.4
16	Method Bank	OK	66.8%	0.1	B56.5
17	FinWise Bank	UT	61.7%	0.3	B57.8
18	Generations Community Bank	IN	61.0%	0.1	B63.9
19	Northpointe Bank	MI	60.8%	0.9	B77.5
20	Farmers and Merchants Bank	NE	59.8%	1.0	A94.7
21	First Bank of the Lake	MO	56.6%	1.1	C48.5
22	OPTUS Bank	SC	55.1%	0.3	B72.2
23	Increase Bank	WA	51.4%	0.2	B50.1
24	The Farmers & Merchants Bank	WI	51.3%	0.4	D10.1
25	Erebor Bank, N.A.	OH	50.5%	1.2	A91.9
26	Stryv Bank	KS	47.0%	0.5	D9.1
27	Northeast Bank	ME	46.9%	1.3	A80.2
28	Fieldpoint Private Bank & Trust	CT	46.5%	0.6	D11.8
29	Stearns Bank National Association	MN	46.0%	1.5	A91.4
30	Beal Bank USA	NV	44.3%	1.6	A89.7
31	First National Bank of America	MI	43.4%	1.6	B67.8
32	GreatAmerica Bank National Association	IA	42.7%	0.6	A98.8
33	State Bank of Reeseville	WI	42.6%	0.2	D5.1
34	St. Louis Bank	MO	42.2%	1.7	D13.3
35	Cross River Bank	NJ	42.1%	1.8	C47.2
36	Enterprise Bank	PA	41.3%	0.7	F0.6
37	American National Bank - Fox Cities	WI	40.8%	0.8	A89.6
38	Sallie Mae Bank	UT	40.6%	2.4	A96.8
39	First Federal Savings and Loan Bank	KS	40.2%	0.3	B67.2
40	Central Bank	AR	39.9%	0.8	D11.1
41	Cumberland Federal Bank, FSB	WI	39.7%	0.9	A88.6
42	First Credit Bank	CA	39.2%	1.0	B78.7
43	Dayspring Bank	NE	38.8%	1.9	B74.0
44	Monet Bank	TX	38.7%	2.0	B65.3
45	Paramount Bank	MO	38.2%	0.3	D9.9
46	United Bankers' Bank	MN	38.1%	2.1	B59.1
47	INB, National Association	IL	37.6%	2.2	C32.2
48	Eagle Bank	MT	37.2%	0.4	B54.9
49	Commerce Bank	MN	37.0%	0.5	C47.5
50	Lakeside Bank	TX	36.6%	1.0	A95.9
51	TS Bank	IA	36.4%	1.1	B68.9
52	Legacy Bank	CA	36.3%	0.5	F0.6
53	Texas Heritage National Bank	TX	36.0%	1.2	D7.1
54	The Bank of Tioga	ND	35.9%	1.3	C27.9
55	Mission National Bank	CA	35.1%	0.6	C42.0
56	American Eagle Bank	IL	34.8%	1.3	C31.1
57	Vast Bank, National Association	OK	34.7%	1.4	A86.4
58	Summit National Bank	WY	34.4%	0.6	D11.1
59	MainStreet Bank	VA	34.3%	2.4	D14.1
60	Safra National Bank of New York	NY	34.2%	3.2	C49.2
61	First State Bank of Michigan	MI	34.1%	0.7	B72.0
62	Kendall Bank	KS	34.0%	0.7	D7.4
63	Lineage Bank	TN	33.1%	0.8	C25.1
64	Apex Bank	TN	32.9%	2.5	A89.2
65	Triad Business Bank	NC	32.4%	1.5	F0.7
66	Evolve Bank & Trust	AR	32.4%	2.6	C44.6
67	Truxton Trust Company	TN	32.1%	2.7	A83.7
68	Unity National Bank of Houston	TX	31.9%	0.9	D12.7
69	The Pioneer Savings Bank	OH	31.9%	0.9	A89.2
70	EagleBank	MD	31.9%	2.8	D10.9
71	First Guaranty Bank	LA	31.9%	2.9	F1.0
72	Sonata Bank	TN	31.7%	1.0	F1.6
73	BNY Mellon, National Association	PA	31.6%	4.0	C47.6
74	First National Bank	ME	31.5%	3.0	C23.4
75	Luana Savings Bank	IA	31.5%	3.1	B62.9
76	Bank of Lake Mills	WI	31.4%	1.5	B74.6
77	Transportation Alliance Bank, Inc. d/b/a TAB Bank	UT	30.9%	3.3	B75.6
78	Bankers' Bank of Kansas	KS	30.8%	1.0	D13.5
79	Independent Bank	TN	30.4%	3.4	C39.5
80	Nelnet Bank	UT	30.3%	3.5	A95.0
81	Bank of New England	NH	29.9%	3.6	B53.4
82	Tanager Bank	WY	29.7%	1.1	D13.7
83	Liberty National Bank	OK	29.6%	3.7	A85.4
84	Texas Advantage Community Bank, National Association	TX	29.6%	1.1	F0.9
85	Studio Bank	TN	29.4%	3.8	F2.3
86	River City Bank	CA	29.0%	3.9	C33.9
87	Valliance Bank	OK	28.8%	1.6	F3.8
88	Great Midwest Bank, S.S.B.	WI	28.8%	4.0	A95.6
89	Live Oak Banking Company	NC	28.8%	4.8	C31.3
90	UBS Bank USA, National Association	UT	28.7%	0.0	B74.2
91	Bank of Lindsay	NE	28.7%	1.2	B52.1
92	First Bank of Ohio	OH	28.7%	1.3	A83.3
93	The Bank of Old Monroe	MO	28.5%	1.7	B73.8
94	First Community Bank of Tennessee	TN	28.4%	1.7	C30.7
95	Parkway Bank and Trust Company	IL	28.2%	4.2	C29.1
96	The Fahey Banking Company	OH	28.2%	1.8	C48.4
97	The Federal Savings Bank	IL	28.0%	4.3	B78.6
98	First National Bank & Trust Company	IL	28.0%	1.9	D16.1
99	CFG Bank	MD	27.7%	4.4	C39.9
100	Androscoggin Savings Bank	ME	27.6%	4.5	B67.3

How we grade