Banks by state

Safest banks in Virginia

Quarter ending
June 30, 2026
Source
FDIC Call Reports
Results
First 50 results

Scores from 0 to 100 compare banks within separate groups based on total assets. The state lists sort these scores; “Safest” is not an absolute ranking of risk or a recommendation. Trust institutions, which manage assets for others, and banks that do not lend remain included. Their business models can affect reported ratios.

Ranked banks

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Banks by score
BankScoreGradePeer groupAssets
Rank 1Citizens Bank and Trust CompanyBlackstone97.8Grade A$300M to under $1B$578M
Rank 2Virginia National BankCharlottesville94.4Grade A$1B to under $10B$1.64B
Rank 3Martinsville First Savings BankMartinsville93.8Grade AUnder $300M$32.1M
Rank 4Capital One, National AssociationMclean93.5Grade A$100B or more$662B
Rank 5Pioneer BankStanley91.9Grade A$300M to under $1B$372M
Rank 6Chesapeake BankKilmarnock91.2Grade A$1B to under $10B$1.72B
Rank 7The Bank of Southside VirginiaCarson91.1Grade A$300M to under $1B$670M
Rank 8The Bank of MarionMarion91.0Grade A$300M to under $1B$634M
Rank 9The Farmers Bank of AppomattoxAppomattox88.9Grade A$300M to under $1B$375M
Rank 10First Community BankBluefield88.4Grade A$1B to under $10B$3.61B
Rank 11Farmers & Merchants BankTimberville87.0Grade A$1B to under $10B$1.40B
Rank 12TruPoint BankGrundy81.8Grade A$300M to under $1B$691M
Rank 13United BankFairfax80.2Grade A$10B to under $100B$33.6B
Rank 14Citizens and Farmers BankWest Point80.0Grade A$1B to under $10B$2.79B
Rank 15New Peoples Bank, Inc.Honaker79.5Grade B$300M to under $1B$942M
Rank 16Carter Bank & TrustMartinsville79.2Grade B$1B to under $10B$4.80B
Rank 17Farmers & Merchants Bank of Craig CountyNew Castle78.3Grade BUnder $300M$93.0M
Rank 18The Bank of Charlotte CountyPhenix76.7Grade BUnder $300M$223M
Rank 19Atlantic Union BankRichmond City74.6Grade B$10B to under $100B$38.0B
Rank 20First National BankAltavista74.0Grade B$1B to under $10B$1.14B
Rank 21Bank Of ClarkeBerryville72.3Grade B$1B to under $10B$1.85B
Rank 22The National Bank of BlacksburgBlacksburg67.8Grade B$1B to under $10B$1.83B
Rank 23Farmers and Miners BankPennington Gap67.2Grade BUnder $300M$193M
Rank 24Locus Bank, Inc.Richmond66.1Grade B$300M to under $1B$359M
Rank 25Bank of BotetourtBuchanan65.6Grade B$300M to under $1B$939M
BankScoreGradePeer groupAssets
Rank 26First Sentinel BankRichlands63.9Grade B$300M to under $1B$398M
Rank 27TowneBankPortsmouth63.5Grade B$10B to under $100B$22.6B
Rank 28The First Bank and Trust CompanyLebanon60.7Grade B$1B to under $10B$4.28B
Rank 29Burke & Herbert Bank & Trust CompanyAlexandria59.5Grade B$10B to under $100B$11.0B
Rank 30HSBC Bank USA, National AssociationTysons54.8Grade B$100B or more$173B
Rank 31Benchmark Community BankKenbridge54.8Grade B$1B to under $10B$1.41B
Rank 32Powell Valley National BankJonesville54.2Grade B$300M to under $1B$516M
Rank 33Legacy BankGrundy53.1Grade B$300M to under $1B$360M
Rank 34Miners Exchange BankCoeburn50.7Grade BUnder $300M$93.5M
Rank 35Lee Bank and Trust CompanyPennington Gap48.4Grade CUnder $300M$257M
Rank 36Blue Ridge Bank, National AssociationMartinsville45.4Grade C$1B to under $10B$2.31B
Rank 37Integrity Bank for BusinessVirginia Beach44.8Grade CUnder $300M$112M
Rank 38Skyline National BankIndependence43.0Grade C$1B to under $10B$1.33B
Rank 39Bank of the JamesLynchburg37.8Grade C$1B to under $10B$1.03B
Rank 40Chain Bridge Bank, National AssociationMclean34.5Grade C$1B to under $10B$2.19B
Rank 41Community Bankers' BankMidlothian30.5Grade CUnder $300M$139M
Rank 42Primis BankTappahannock28.5Grade C$1B to under $10B$4.34B
Rank 43FVCbankFairfax24.0Grade C$1B to under $10B$2.36B
Rank 44The Blue Grass Valley BankBlue Grass23.0Grade CUnder $300M$59.9M
Rank 45John Marshall BankReston21.4Grade C$1B to under $10B$2.40B
Rank 46The Freedom Bank of VirginiaFairfax21.4Grade C$1B to under $10B$1.04B
Rank 47Oak View National BankWarrenton18.0Grade D$300M to under $1B$966M
Rank 48First BankStrasburg17.4Grade D$1B to under $10B$2.07B
Rank 49Select BankForest16.0Grade D$300M to under $1B$524M
Rank 50MainStreet BankFairfax14.1Grade D$1B to under $10B$2.24B