Banks by state
Safest banks in Texas
- Quarter ending
- June 30, 2026
- Source
- FDIC Call Reports
- Results
- First 50 results
Scores from 0 to 100 compare banks within separate groups based on total assets. The state lists sort these scores; “Safest” is not an absolute ranking of risk or a recommendation. Trust institutions, which manage assets for others, and banks that do not lend remain included. Their business models can affect reported ratios.
Ranked banks
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| Bank | Score | Grade | Peer group | Assets |
|---|---|---|---|---|
| Rank 1Wells Fargo Bank South Central, National AssociationHouston | 99.4 | Grade A | $1B to under $10B | $2.59B |
| Rank 2The First National Bank of LivingstonLivingston | 99.4 | Grade A | $300M to under $1B | $467M |
| Rank 3International Bank of CommerceZapata | 98.5 | Grade A | $300M to under $1B | $568M |
| Rank 4The Bank of San Jacinto County, Coldspring, TexasColdspring | 97.1 | Grade A | Under $300M | $42.0M |
| Rank 5First National Bank of HuntsvilleHuntsville | 96.6 | Grade A | $300M to under $1B | $585M |
| Rank 6Texas State BankSan Angelo | 96.4 | Grade A | $300M to under $1B | $426M |
| Rank 7Haskell National BankHaskell | 96.2 | Grade A | Under $300M | $72.6M |
| Rank 8Pointwest BankWest | 96.1 | Grade A | Under $300M | $137M |
| Rank 9First National Bank of Central TexasWaco | 96.0 | Grade A | $1B to under $10B | $1.77B |
| Rank 10Lakeside BankRockwall | 95.9 | Grade A | $300M to under $1B | $389M |
| Rank 11First State BankStratford | 95.8 | Grade A | $300M to under $1B | $372M |
| Rank 12Brazos National BankRichwood | 95.8 | Grade A | Under $300M | $27.6M |
| Rank 13First State BankGraham | 95.3 | Grade A | $300M to under $1B | $309M |
| Rank 14Charles Schwab Trust BankWestlake | 94.4 | Grade A | $10B to under $100B | $10.5B |
| Rank 15Community Bank & Trust, Waco, TexasWaco | 94.2 | Grade A | $300M to under $1B | $649M |
| Rank 16First Federal Bank Littlefield, TexasLittlefield | 93.6 | Grade A | Under $300M | $67.9M |
| Rank 17Charles Schwab Premier Bank, SSBWestlake | 92.5 | Grade A | $10B to under $100B | $26.6B |
| Rank 18Austin Bank, Texas National AssociationJacksonville | 92.5 | Grade A | $1B to under $10B | $3.33B |
| Rank 19American First National BankHouston | 91.6 | Grade A | $1B to under $10B | $2.89B |
| Rank 20Commerce BankLaredo | 91.6 | Grade A | $300M to under $1B | $762M |
| Rank 21First National Bank of DublinDublin | 91.3 | Grade A | Under $300M | $134M |
| Rank 22The City National Bank of Sulphur SpringsSulphur Springs | 90.5 | Grade A | $1B to under $10B | $1.37B |
| Rank 23Citizens BankAmarillo | 90.5 | Grade A | $300M to under $1B | $310M |
| Rank 24The First National Bank of MoodyMoody | 90.4 | Grade A | Under $300M | $54.2M |
| Rank 25Charles Schwab Bank, SSBWestlake | 90.3 | Grade A | $100B or more | $251B |
| Bank | Score | Grade | Peer group | Assets |
| Rank 26Henderson Federal Savings BankHenderson | 89.6 | Grade A | Under $300M | $118M |
| Rank 27Columbus State BankColumbus | 88.9 | Grade A | $300M to under $1B | $326M |
| Rank 28Citizens National Bank of CrosbytonCrosbyton | 88.8 | Grade A | Under $300M | $77.6M |
| Rank 29Austin Capital Bank SSBAustin | 88.3 | Grade A | $300M to under $1B | $395M |
| Rank 30First State Bank of BediasBedias | 88.0 | Grade A | Under $300M | $225M |
| Rank 31First State Bank of BurnetBurnet | 87.3 | Grade A | $300M to under $1B | $326M |
| Rank 32Junction National BankJunction | 87.3 | Grade A | Under $300M | $93.0M |
| Rank 33The First National Bank of StantonStanton | 87.1 | Grade A | $300M to under $1B | $395M |
| Rank 34The Lamesa National BankLamesa | 86.9 | Grade A | $300M to under $1B | $427M |
| Rank 35First Command BankFort Worth | 86.6 | Grade A | $1B to under $10B | $1.08B |
| Rank 36First Financial BankAbilene | 86.1 | Grade A | $10B to under $100B | $15.2B |
| Rank 37Farmers State BankCenter | 86.1 | Grade A | $300M to under $1B | $391M |
| Rank 38Crossroads BankYoakum | 86.1 | Grade A | $300M to under $1B | $381M |
| Rank 39International Bank of CommerceBrownsville | 85.9 | Grade A | $1B to under $10B | $4.56B |
| Rank 40Legend Bank, N.A.Bowie | 85.6 | Grade A | $1B to under $10B | $1.27B |
| Rank 41Clear Fork Bank, National AssociationAlbany | 85.0 | Grade A | $1B to under $10B | $1.03B |
| Rank 42The American National Bank of Mount PleasantMount Pleasant | 84.6 | Grade A | Under $300M | $145M |
| Rank 43First Federal Community Bank, SSBParis | 84.3 | Grade A | $300M to under $1B | $604M |
| Rank 44ValueBank TexasCorpus Christi | 84.1 | Grade A | $300M to under $1B | $304M |
| Rank 45The First National Bank of GranburyGranbury | 83.8 | Grade A | $300M to under $1B | $946M |
| Rank 46Texas Community BankLaredo | 83.7 | Grade A | $1B to under $10B | $2.20B |
| Rank 47TIB National AssociationFarmers Branch | 83.1 | Grade A | $1B to under $10B | $2.96B |
| Rank 48Community BankLongview | 82.7 | Grade A | $300M to under $1B | $315M |
| Rank 49The Bank and Trust, S.S.B.Del Rio | 82.4 | Grade A | $300M to under $1B | $584M |
| Rank 50The First National Bank of WinnsboroWinnsboro | 82.1 | Grade A | Under $300M | $158M |