Banks by state
Safest banks in South Carolina
- Quarter ending
- June 30, 2026
- Source
- FDIC Call Reports
- Results
- 43
Scores from 0 to 100 compare banks within separate groups based on total assets. The state lists sort these scores; “Safest” is not an absolute ranking of risk or a recommendation. Trust institutions, which manage assets for others, and banks that do not lend remain included. Their business models can affect reported ratios.
Ranked banks
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| Bank | Score | Grade | Peer group | Assets |
|---|---|---|---|---|
| Rank 1First Piedmont Federal Savings and Loan Association of GaffneyGaffney | 99.2 | Grade A | $300M to under $1B | $597M |
| Rank 2The Peoples BankIva | 96.0 | Grade A | $300M to under $1B | $447M |
| Rank 3Bank of Travelers RestTravelers Rest | 94.2 | Grade A | $1B to under $10B | $1.60B |
| Rank 4Oconee Federal Savings and Loan AssociationSeneca | 93.9 | Grade A | $300M to under $1B | $679M |
| Rank 5First National Bank of South CarolinaHolly Hill | 93.6 | Grade A | $300M to under $1B | $310M |
| Rank 6Bank of YorkYork | 92.9 | Grade A | $300M to under $1B | $318M |
| Rank 7The Citizens BankOlanta | 88.4 | Grade A | $1B to under $10B | $1.14B |
| Rank 8Farmers and Merchants Bank of South CarolinaHolly Hill | 86.1 | Grade A | $300M to under $1B | $414M |
| Rank 9Pee Dee Federal Savings BankMarion | 85.5 | Grade A | Under $300M | $37.1M |
| Rank 10OPTUS BankColumbia | 72.2 | Grade B | $300M to under $1B | $764M |
| Rank 11Woodruff Federal Savings and Loan AssociationWoodruff | 71.3 | Grade B | Under $300M | $104M |
| Rank 12Carolina Bank & Trust Co.Lamar | 69.8 | Grade B | $300M to under $1B | $845M |
| Rank 13Blue Ridge BankWalhalla | 69.8 | Grade B | Under $300M | $199M |
| Rank 14The Conway National BankConway | 67.8 | Grade B | $1B to under $10B | $2.00B |
| Rank 15First Reliance BankFlorence | 64.5 | Grade B | $1B to under $10B | $1.13B |
| Rank 16Home Federal Savings and Loan AssociationBamberg | 61.2 | Grade B | Under $300M | $40.5M |
| Rank 17CBL State Savings BankGreer | 60.8 | Grade B | Under $300M | $191M |
| Rank 18Palmetto State BankHampton | 60.3 | Grade B | $300M to under $1B | $597M |
| Rank 191st Federal Savings Bank of SC, Inc.Walterboro | 58.3 | Grade B | Under $300M | $152M |
| Rank 20Anderson Brothers BankMullins | 56.1 | Grade B | $1B to under $10B | $2.38B |
| Rank 21The Bank of South CarolinaCharleston | 55.2 | Grade B | $300M to under $1B | $571M |
| Rank 22Coastal Carolina National BankMyrtle Beach | 54.8 | Grade B | $1B to under $10B | $1.35B |
| Rank 23Security Federal BankAiken | 54.3 | Grade B | $1B to under $10B | $1.54B |
| Rank 24The Bank of ClarendonManning | 51.9 | Grade B | $300M to under $1B | $438M |
| Rank 25Spratt Savings BankChester | 46.1 | Grade C | Under $300M | $154M |
| Bank | Score | Grade | Peer group | Assets |
| Rank 26CountybankGreenwood | 45.4 | Grade C | $300M to under $1B | $733M |
| Rank 27Pickens Savings and Loan Association, FAPickens | 44.0 | Grade C | Under $300M | $138M |
| Rank 28Bank of GreeleyvilleGreeleyville | 39.6 | Grade C | Under $300M | $160M |
| Rank 29Kingstree Federal Savings and Loan AssociationKingstree | 37.2 | Grade C | Under $300M | $39.3M |
| Rank 30Coastal States BankHilton Head Island | 33.9 | Grade C | $1B to under $10B | $2.42B |
| Rank 31First Palmetto BankCamden | 30.0 | Grade C | $1B to under $10B | $1.10B |
| Rank 32The Commercial BankHonea Path | 28.5 | Grade C | Under $300M | $284M |
| Rank 33United Community BankGreenville | 26.2 | Grade C | $10B to under $100B | $29.0B |
| Rank 34Bank of the LowcountryWalterboro | 25.8 | Grade C | $300M to under $1B | $430M |
| Rank 35South Atlantic BankMyrtle Beach | 22.4 | Grade C | $1B to under $10B | $1.98B |
| Rank 36First Community BankLexington | 21.4 | Grade C | $1B to under $10B | $2.38B |
| Rank 37First Capital BankCharleston | 21.4 | Grade C | $1B to under $10B | $1.32B |
| Rank 38Enterprise Bank of South CarolinaEhrhardt | 19.2 | Grade D | $300M to under $1B | $535M |
| Rank 39Southern First BankGreenville | 18.2 | Grade D | $1B to under $10B | $4.70B |
| Rank 40Southern BankSpartanburg | 16.4 | Grade D | $300M to under $1B | $408M |
| Rank 41Arthur State BankUnion | 15.7 | Grade D | $300M to under $1B | $832M |
| Rank 42Abbeville First Bank, SSBAbbeville | 3.4 | Grade F | Under $300M | $139M |
| Rank 43Dedicated Community BankDarlington | 2.8 | Grade F | Under $300M | $101M |