Banks by state
Safest banks in New York
- Quarter ending
- June 30, 2026
- Source
- FDIC Call Reports
- Results
- First 50 results
Scores from 0 to 100 compare banks within separate groups based on total assets. The state lists sort these scores; “Safest” is not an absolute ranking of risk or a recommendation. Trust institutions, which manage assets for others, and banks that do not lend remain included. Their business models can affect reported ratios.
Ranked banks
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| Bank | Score | Grade | Peer group | Assets |
|---|---|---|---|---|
| Rank 1Fulton Savings BankFulton | 99.7 | Grade A | $300M to under $1B | $492M |
| Rank 2Jeff Bank, National AssociationJeffersonville | 97.6 | Grade A | $300M to under $1B | $686M |
| Rank 3Maspeth Federal Savings and Loan AssociationMaspeth | 97.4 | Grade A | $1B to under $10B | $2.21B |
| Rank 4The North Country Savings BankCanton | 97.2 | Grade A | $300M to under $1B | $373M |
| Rank 5Lake Shore BankDunkirk | 94.1 | Grade A | $300M to under $1B | $736M |
| Rank 6Bank of UticaUtica | 93.0 | Grade A | $1B to under $10B | $1.51B |
| Rank 7Abacus Federal Savings BankNew York | 90.3 | Grade A | $300M to under $1B | $321M |
| Rank 8GS&L Municipal BankGouverneur | 89.0 | Grade A | Under $300M | $31.6M |
| Rank 9Mizuho Bank (USA)New York | 87.5 | Grade A | $1B to under $10B | $2.14B |
| Rank 10WSB Municipal BankWatertown | 87.0 | Grade A | Under $300M | $152M |
| Rank 11Watertown Savings BankWatertown | 85.3 | Grade A | $300M to under $1B | $971M |
| Rank 12Bank of MillbrookMillbrook | 83.2 | Grade A | $300M to under $1B | $312M |
| Rank 13Carthage Savings and Loan, National AssociationCarthage | 82.9 | Grade A | $300M to under $1B | $312M |
| Rank 14TrustCo BankGlenville | 79.2 | Grade B | $1B to under $10B | $6.52B |
| Rank 15Geddes Federal Savings and Loan AssociationSyracuse | 78.5 | Grade B | $300M to under $1B | $686M |
| Rank 16Eastbank, National AssociationNew York | 78.3 | Grade B | Under $300M | $153M |
| Rank 17Deutsche Bank Trust Company AmericasNew York | 77.8 | Grade B | $10B to under $100B | $40.5B |
| Rank 18Amerasia BankFlushing | 77.7 | Grade B | $1B to under $10B | $1.08B |
| Rank 19Gouverneur Savings and Loan AssociationGouverneur | 77.6 | Grade B | Under $300M | $199M |
| Rank 20Emigrant Mercantile BankNew York | 77.3 | Grade B | Under $300M | $3.49M |
| Rank 21Bessemer Trust Company, National AssociationNew York | 77.1 | Grade B | $1B to under $10B | $4.16B |
| Rank 22Popular BankNew York | 77.0 | Grade B | $10B to under $100B | $15.0B |
| Rank 23Massena Savings and LoanMassena | 76.9 | Grade B | Under $300M | $200M |
| Rank 24Esquire Bank, National AssociationJericho | 75.0 | Grade B | $1B to under $10B | $2.49B |
| Rank 25First Federal Savings of MiddletownMiddletown | 74.6 | Grade B | Under $300M | $188M |
| Bank | Score | Grade | Peer group | Assets |
| Rank 26Walden Savings BankMontgomery | 72.6 | Grade B | $1B to under $10B | $1.02B |
| Rank 27Quontic BankAstoria | 72.5 | Grade B | $300M to under $1B | $787M |
| Rank 28The First National Bank of GrotonGroton | 71.6 | Grade B | Under $300M | $204M |
| Rank 29Bank of RichmondvilleCobleskill | 69.2 | Grade B | Under $300M | $186M |
| Rank 30Tioga State Bank National AssociationSpencer | 68.4 | Grade B | $300M to under $1B | $625M |
| Rank 31Goldman Sachs Bank USANew York | 67.7 | Grade B | $100B or more | $759B |
| Rank 32BTG Pactual Bank, National AssociationNew York | 67.1 | Grade B | $300M to under $1B | $978M |
| Rank 33NorthEast Community BankWhite Plains | 64.5 | Grade B | $1B to under $10B | $2.11B |
| Rank 34Genesee Regional BankRochester | 63.8 | Grade B | $1B to under $10B | $1.31B |
| Rank 35Ulster Savings BankKingston | 62.6 | Grade B | $1B to under $10B | $1.39B |
| Rank 36Solvay BankSolvay | 60.7 | Grade B | $1B to under $10B | $1.20B |
| Rank 37Chemung Canal Trust Company, National AssociationElmira | 59.1 | Grade B | $1B to under $10B | $2.82B |
| Rank 38Rondout Savings BankKingston | 57.5 | Grade B | $300M to under $1B | $512M |
| Rank 39The First National Bank of DrydenDryden | 57.0 | Grade B | Under $300M | $204M |
| Rank 40The Citizens National Bank of HammondHammond | 57.0 | Grade B | Under $300M | $23.9M |
| Rank 41Arrow Bank National AssociationGlens Falls | 52.2 | Grade B | $1B to under $10B | $4.46B |
| Rank 42Alden State BankAlden | 49.5 | Grade C | $300M to under $1B | $463M |
| Rank 43Safra National Bank of New YorkNew York | 49.2 | Grade C | $10B to under $100B | $15.7B |
| Rank 44Ridgewood Savings BankRidgewood | 46.5 | Grade C | $1B to under $10B | $7.55B |
| Rank 45The Adirondack Trust CompanySaratoga Springs | 46.5 | Grade C | $1B to under $10B | $1.70B |
| Rank 46Rhinebeck BankRhinebeck | 45.4 | Grade C | $1B to under $10B | $1.47B |
| Rank 47Spring BankBronx | 44.6 | Grade C | $300M to under $1B | $641M |
| Rank 48American Community BankGlen Cove | 44.1 | Grade C | $300M to under $1B | $307M |
| Rank 49Bank of GreeneCatskill | 44.0 | Grade C | $1B to under $10B | $3.18B |
| Rank 50The Upstate National BankOgdensburg | 44.0 | Grade C | Under $300M | $295M |