Safest banks in North Carolina
| # | Bank | City | Grade | Score | Assets |
|---|---|---|---|---|---|
| 1 | Roxboro Savings Bank, SSB | Roxboro | A97.7 | 97.7 | $361M |
| 2 | First Federal Savings Bank of Lincolnton | Lincolnton | A96.3 | 96.3 | $486M |
| 3 | Jackson Savings Bank, SSB | Sylva | A93.6 | 93.6 | $31.9M |
| 4 | Cedar Hill National Bank | Charlotte | A90.6 | 90.6 | $16.0M |
| 5 | Peoples Bank | Newton | A89.8 | 89.8 | $1.76B |
| 6 | Black Mountain Savings Bank, SSB | Black Mountain | A89.4 | 89.4 | $43.0M |
| 7 | Piedmont Federal Savings Bank | Winston Salem | A87.7 | 87.7 | $1.32B |
| 8 | Providence Bank | Rocky Mount | A87.4 | 87.4 | $1.51B |
| 9 | Riverside Savings Bank, SSB | Roanoke Rapids | A81.8 | 81.8 | $94.5M |
| 10 | Morganton Savings Bank, S.S.B. | Morganton | B78.3 | 78.3 | $114M |
| 11 | First Savings and Loan Association | Mebane | B78.3 | 78.3 | $55.9M |
| 12 | LifeStore Bank | West Jefferson | B77.5 | 77.5 | $491M |
| 13 | HomeTrust Bank | Asheville | B74.6 | 74.6 | $4.44B |
| 14 | Southern Bank and Trust Company | Mount Olive | B69.1 | 69.1 | $5.30B |
| 15 | New Republic Bank | Roanoke Rapids | B60.8 | 60.8 | $176M |
| 16 | First Bank | Southern Pines | B58.7 | 58.7 | $13.0B |
| 17 | BlueHarbor Bank | Mooresville | B57.8 | 57.8 | $628M |
| 18 | Tarboro Savings Bank, SSB | Tarboro | B57.0 | 57.0 | $54.1M |
| 19 | Farmers & Merchants Bank | Granite Quarry | B56.4 | 56.4 | $999M |
| 20 | The Fidelity Bank | Fuquay Varina | B54.8 | 54.8 | $4.66B |
| 21 | American Bank of the Carolinas | Monroe | C49.4 | 49.4 | $214M |
| 22 | First Carolina Bank | Rocky Mount | C48.5 | 48.5 | $3.41B |
| 23 | Uwharrie Bank | Albemarle | C46.5 | 46.5 | $1.22B |
| 24 | Lumbee Guaranty Bank | Pembroke | C39.4 | 39.4 | $583M |
| 25 | Bank of Oak Ridge | Oak Ridge | C33.2 | 33.2 | $658M |
| 26 | Belmont Savings Bank, SSB | Belmont | C33.2 | 33.2 | $161M |
| 27 | Live Oak Banking Company | Wilmington | C31.3 | 31.3 | $16.0B |
| 28 | Hertford Savings Bank, SSB | Hertford | C29.9 | 29.9 | $20.7M |
| 29 | Truist Bank | Charlotte | C29.0 | 29.0 | $548B |
| 30 | Taylorsville Savings Bank, SSB | Taylorsville | C23.0 | 23.0 | $232M |
| 31 | Bank of America, National Association | Charlotte | C22.6 | 22.6 | $2.65T |
| 32 | Mechanics & Farmers Bank | Durham | C22.3 | 22.3 | $476M |
| 33 | KS Bank, Inc. | Smithfield | C21.9 | 21.9 | $874M |
| 34 | First-Citizens Bank & Trust Company | Raleigh | D16.1 | 16.1 | $236B |
| 35 | North State Bank | Raleigh | D13.0 | 13.0 | $1.46B |
| 36 | Nantahala Bank & Trust Company | Franklin | D6.4 | 6.4 | $289M |
| 37 | First Federal Bank | Dunn | F3.8 | 3.8 | $276M |
| 38 | Triad Business Bank | Greensboro | F0.7 | 0.7 | $536M |