Banks by state
Safest banks in Michigan
- Quarter ending
- June 30, 2026
- Source
- FDIC Call Reports
- Results
- First 50 results
Scores from 0 to 100 compare banks within separate groups based on total assets. The state lists sort these scores; “Safest” is not an absolute ranking of risk or a recommendation. Trust institutions, which manage assets for others, and banks that do not lend remain included. Their business models can affect reported ratios.
Ranked banks
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| Bank | Score | Grade | Peer group | Assets |
|---|---|---|---|---|
| Rank 1The Port Austin State BankPort Austin | 97.5 | Grade A | Under $300M | $67.8M |
| Rank 2Lake-Osceola State BankBaldwin | 93.5 | Grade A | $300M to under $1B | $469M |
| Rank 3Alden State BankAlden | 93.3 | Grade A | $300M to under $1B | $318M |
| Rank 4JPMorgan Chase Bank, DearbornDearborn | 91.9 | Grade A | Under $300M | $71.5M |
| Rank 5Superior National BankHancock | 89.8 | Grade A | $1B to under $10B | $1.04B |
| Rank 6United Bank of MichiganGrand Rapids | 82.7 | Grade A | $1B to under $10B | $1.06B |
| Rank 7Range BankMarquette | 81.5 | Grade A | $300M to under $1B | $604M |
| Rank 8Mayville State BankMayville | 81.0 | Grade A | Under $300M | $94.6M |
| Rank 9Macatawa Bank, National AssociationHolland | 80.9 | Grade A | $1B to under $10B | $3.69B |
| Rank 10First Bank, Upper MichiganGladstone | 80.6 | Grade A | $300M to under $1B | $629M |
| Rank 11Eastern Michigan BankCroswell | 80.6 | Grade A | $300M to under $1B | $554M |
| Rank 12Eaton Community BankCharlotte | 79.0 | Grade B | $300M to under $1B | $543M |
| Rank 13Northpointe BankGrand Rapids | 77.5 | Grade B | $1B to under $10B | $7.53B |
| Rank 14Chelsea State BankChelsea | 76.6 | Grade B | $300M to under $1B | $417M |
| Rank 15Blissfield State BankBlissfield | 74.8 | Grade B | Under $300M | $115M |
| Rank 16Mercantile BankGrand Rapids | 72.3 | Grade B | $1B to under $10B | $6.24B |
| Rank 17Tri-County BankBrown City | 72.0 | Grade B | $300M to under $1B | $639M |
| Rank 18First State Bank of MichiganDecatur | 72.0 | Grade B | Under $300M | $87.8M |
| Rank 19Dearborn Federal Savings BankDearborn | 70.3 | Grade B | $300M to under $1B | $307M |
| Rank 20Bay Port State BankBay Port | 69.2 | Grade B | Under $300M | $153M |
| Rank 21Commercial BankIthaca | 68.4 | Grade B | $300M to under $1B | $553M |
| Rank 22Huron State BankRogers City | 68.4 | Grade B | Under $300M | $95.1M |
| Rank 23First National Bank of AmericaEast Lansing | 67.8 | Grade B | $1B to under $10B | $6.82B |
| Rank 24Charlevoix State BankCharlevoix | 63.3 | Grade B | Under $300M | $248M |
| Rank 25First Community BankHarbor Springs | 60.3 | Grade B | $300M to under $1B | $414M |
| Bank | Score | Grade | Peer group | Assets |
| Rank 26The Shelby State BankShelby | 59.9 | Grade B | $300M to under $1B | $397M |
| Rank 27The Miners State BankIron River | 57.2 | Grade B | Under $300M | $135M |
| Rank 281st State BankSaginaw | 56.2 | Grade B | $300M to under $1B | $490M |
| Rank 29First National Bank & Trust Co.Iron Mountain | 53.5 | Grade B | $300M to under $1B | $386M |
| Rank 30Bank of Ann ArborAnn Arbor | 53.4 | Grade B | $1B to under $10B | $3.50B |
| Rank 31Central Savings BankSault Sainte Marie | 51.6 | Grade B | $300M to under $1B | $517M |
| Rank 32First State BankEastpointe | 47.5 | Grade C | $1B to under $10B | $1.35B |
| Rank 33Century Bank and TrustColdwater | 46.5 | Grade C | $300M to under $1B | $494M |
| Rank 34First Independence BankDetroit | 45.9 | Grade C | $300M to under $1B | $875M |
| Rank 35Upper Peninsula State BankEscanaba | 45.4 | Grade C | $300M to under $1B | $372M |
| Rank 36Homestead Savings BankAlbion | 44.0 | Grade C | Under $300M | $71.6M |
| Rank 37Isabella BankMount Pleasant | 42.0 | Grade C | $1B to under $10B | $2.17B |
| Rank 38Kalamazoo County State BankSchoolcraft | 34.0 | Grade C | Under $300M | $118M |
| Rank 39State Savings BankFrankfort | 32.0 | Grade C | $300M to under $1B | $431M |
| Rank 40Independent BankGrand Rapids | 30.9 | Grade C | $1B to under $10B | $5.66B |
| Rank 41Capitol National BankLansing | 30.5 | Grade C | Under $300M | $209M |
| Rank 42Thumb Bank and TrustPigeon | 30.4 | Grade C | $300M to under $1B | $673M |
| Rank 43BaybankGladstone | 30.2 | Grade C | Under $300M | $173M |
| Rank 44Huron Community BankEast Tawas | 29.4 | Grade C | $300M to under $1B | $323M |
| Rank 45The First National Bank of WakefieldWakefield | 29.3 | Grade C | Under $300M | $52.6M |
| Rank 46Community Unity BankBirmingham | 25.1 | Grade C | Under $300M | $107M |
| Rank 47Sidney State BankSidney | 23.0 | Grade C | Under $300M | $139M |
| Rank 48Northstar BankBad Axe | 22.4 | Grade C | $1B to under $10B | $1.16B |
| Rank 49Honor BankHonor | 20.9 | Grade C | $300M to under $1B | $443M |
| Rank 50The First National Bank of St. IgnaceSt. Ignace | 20.2 | Grade C | $300M to under $1B | $336M |