Banks by state
Safest banks in Kentucky
- Quarter ending
- June 30, 2026
- Source
- FDIC Call Reports
- Results
- First 50 results
Scores from 0 to 100 compare banks within separate groups based on total assets. The state lists sort these scores; “Safest” is not an absolute ranking of risk or a recommendation. Trust institutions, which manage assets for others, and banks that do not lend remain included. Their business models can affect reported ratios.
Ranked banks
If content extends beyond view, scroll sideways. For keyboard scrolling, focus the table or chart and use arrow keys.
| Bank | Score | Grade | Peer group | Assets |
|---|---|---|---|---|
| Rank 1Whitaker BankLexington | 97.1 | Grade A | $1B to under $10B | $1.93B |
| Rank 2The Lincoln National Bank of HodgenvilleHodgenville | 96.8 | Grade A | $300M to under $1B | $454M |
| Rank 3Citizens Federal Savings and Loan AssociationCovington | 96.8 | Grade A | Under $300M | $41.9M |
| Rank 4United Southern BankHopkinsville | 96.5 | Grade A | $300M to under $1B | $354M |
| Rank 5PBK Bank, Inc.Stanford | 94.4 | Grade A | Under $300M | $176M |
| Rank 6Community Trust Bank, Inc.Pikeville | 92.1 | Grade A | $1B to under $10B | $6.95B |
| Rank 7First & Farmers National Bank, Inc.Somerset | 90.7 | Grade A | $300M to under $1B | $714M |
| Rank 8Kentucky Farmers Bank CorporationCatlettsburg | 90.7 | Grade A | $300M to under $1B | $328M |
| Rank 9Hart County Bank and Trust CompanyMunfordville | 90.4 | Grade A | Under $300M | $24.1M |
| Rank 10Edmonton State BankGlasgow | 88.9 | Grade A | $1B to under $10B | $1.15B |
| Rank 11Republic Bank & Trust CompanyLouisville | 88.0 | Grade A | $1B to under $10B | $7.05B |
| Rank 12Blue Grass Federal Savings and Loan AssociationParis | 87.8 | Grade A | Under $300M | $58.5M |
| Rank 13Town & Country Bank and Trust CompanyBardstown | 87.6 | Grade A | $300M to under $1B | $434M |
| Rank 14The Cecilian BankCecilia | 86.6 | Grade A | $1B to under $10B | $1.59B |
| Rank 15Citizens Bank of Kentucky, Inc.Paintsville | 85.3 | Grade A | $300M to under $1B | $670M |
| Rank 16Commonwealth Community Bank, Inc.Hartford | 83.6 | Grade A | Under $300M | $158M |
| Rank 17United Citizens Bank of Southern KentuckyColumbia | 83.0 | Grade A | Under $300M | $286M |
| Rank 18The First National Bank of GraysonGrayson | 81.8 | Grade A | $300M to under $1B | $372M |
| Rank 19First Federal Savings and Loan AssociationHazard | 81.3 | Grade A | Under $300M | $81.3M |
| Rank 20Bank of MaysvilleMaysville | 80.6 | Grade A | Under $300M | $164M |
| Rank 21Jackson County BankMc Kee | 80.0 | Grade A | Under $300M | $176M |
| Rank 22First Federal Savings and Loan AssociationMorehead | 79.7 | Grade B | Under $300M | $41.3M |
| Rank 23Citizens Bank of Cumberland County, Inc.Burkesville | 79.4 | Grade B | Under $300M | $94.9M |
| Rank 24Franklin Bank & Trust CompanyFranklin | 77.3 | Grade B | $300M to under $1B | $804M |
| Rank 25First Southern National BankLancaster | 77.1 | Grade B | $1B to under $10B | $1.28B |
| Bank | Score | Grade | Peer group | Assets |
| Rank 26The Paducah Bank and Trust CompanyPaducah | 77.1 | Grade B | $1B to under $10B | $1.07B |
| Rank 27Community Financial Services BankBenton | 75.6 | Grade B | $1B to under $10B | $1.37B |
| Rank 28Bedford Loan & Deposit BankBedford | 75.5 | Grade B | Under $300M | $122M |
| Rank 29Cornerstone Community BankOwensboro | 74.6 | Grade B | Under $300M | $44.5M |
| Rank 30Carrollton Federal BankCarrollton | 74.6 | Grade B | Under $300M | $43.6M |
| Rank 31Cumberland Security Bank, Inc.Somerset | 73.8 | Grade B | $300M to under $1B | $420M |
| Rank 32First State BankIrvington | 73.2 | Grade B | $300M to under $1B | $402M |
| Rank 33Century Bank of Kentucky, Inc.Lawrenceburg | 72.0 | Grade B | Under $300M | $208M |
| Rank 34First United Bank and Trust CompanyMadisonville | 71.3 | Grade B | $300M to under $1B | $591M |
| Rank 35The Farmers National Bank of LebanonLebanon | 70.1 | Grade B | Under $300M | $163M |
| Rank 36Stock Yards Bank & Trust CompanyLouisville | 69.8 | Grade B | $10B to under $100B | $10.4B |
| Rank 37United Cumberland BankWhitley City | 69.8 | Grade B | $300M to under $1B | $460M |
| Rank 38South Central Bank, Inc.Glasgow | 69.5 | Grade B | $1B to under $10B | $2.26B |
| Rank 39The Monticello Banking CompanyMonticello | 68.2 | Grade B | $1B to under $10B | $1.07B |
| Rank 40Clinton BankClinton | 67.9 | Grade B | Under $300M | $70.4M |
| Rank 41Citizens Deposit Bank of Arlington, Inc.Arlington | 67.5 | Grade B | $300M to under $1B | $348M |
| Rank 42Citizens Bank & Trust CompanyCampbellsville | 63.6 | Grade B | $300M to under $1B | $383M |
| Rank 43The Citizens National Bank of SomersetSomerset | 63.1 | Grade B | $300M to under $1B | $701M |
| Rank 44Planters Bank, Inc.Hopkinsville | 62.3 | Grade B | $1B to under $10B | $1.96B |
| Rank 45Springfield State BankSpringfield | 61.9 | Grade B | $300M to under $1B | $487M |
| Rank 46Peoples Bank of Kentucky, Inc.Flemingsburg | 60.3 | Grade B | $300M to under $1B | $565M |
| Rank 47The Casey County Bank, Inc.Liberty | 59.6 | Grade B | $300M to under $1B | $508M |
| Rank 48Bank of BuffaloBuffalo | 59.4 | Grade B | Under $300M | $141M |
| Rank 49United Community Bank of West Kentucky, Inc.Morganfield | 59.1 | Grade B | $300M to under $1B | $525M |
| Rank 50The Citizens BankMorehead | 57.9 | Grade B | Under $300M | $229M |