Banks by state
Safest banks in Florida
- Quarter ending
- June 30, 2026
- Source
- FDIC Call Reports
- Results
- First 50 results
Scores from 0 to 100 compare banks within separate groups based on total assets. The state lists sort these scores; “Safest” is not an absolute ranking of risk or a recommendation. Trust institutions, which manage assets for others, and banks that do not lend remain included. Their business models can affect reported ratios.
Ranked banks
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| Bank | Score | Grade | Peer group | Assets |
|---|---|---|---|---|
| Rank 1Portrait BankWinter Park | 93.3 | Grade A | Under $300M | $44.7M |
| Rank 2Emigrant BankMiami | 86.4 | Grade A | $1B to under $10B | $5.68B |
| Rank 3Banco do Brasil AmericasMiami | 86.4 | Grade A | $1B to under $10B | $3.47B |
| Rank 4The First National Bank of Mount DoraMount Dora | 86.4 | Grade A | $300M to under $1B | $358M |
| Rank 5Raymond James BankSaint Petersburg | 83.3 | Grade A | $10B to under $100B | $45.6B |
| Rank 6Crews Bank & TrustWauchula | 79.2 | Grade B | $1B to under $10B | $2.33B |
| Rank 7Members Trust CompanyTampa | 75.7 | Grade B | Under $300M | $34.3M |
| Rank 8Echelon BankClearwater | 72.7 | Grade B | Under $300M | $52.2M |
| Rank 9Pibank, National AssociationMiami | 69.7 | Grade B | $1B to under $10B | $2.37B |
| Rank 10Desjardins Bank, National AssociationHallandale | 67.7 | Grade B | $300M to under $1B | $362M |
| Rank 11Natbank, National AssociationHollywood | 67.6 | Grade B | Under $300M | $297M |
| Rank 12Pacific National BankMiami | 67.3 | Grade B | $1B to under $10B | $1.61B |
| Rank 13Paradise BankBoca Raton | 62.8 | Grade B | $300M to under $1B | $415M |
| Rank 14Cogent BankOrlando | 61.7 | Grade B | $1B to under $10B | $2.45B |
| Rank 15Climate First BankSaint Petersburg | 61.7 | Grade B | $1B to under $10B | $1.94B |
| Rank 16Brannen BankInverness | 58.6 | Grade B | $1B to under $10B | $1.03B |
| Rank 17EverBank, National AssociationJacksonville | 56.3 | Grade B | $10B to under $100B | $46.7B |
| Rank 18Helm Bank USAMiami | 53.9 | Grade B | $1B to under $10B | $1.19B |
| Rank 19Newtek Bank, National AssociationMiami | 53.1 | Grade B | $1B to under $10B | $2.47B |
| Rank 20DLP BankStarke | 52.6 | Grade B | $300M to under $1B | $301M |
| Rank 21Citizens Bank and TrustFrostproof | 51.7 | Grade B | $1B to under $10B | $1.48B |
| Rank 22Surety BankDeland | 49.0 | Grade C | Under $300M | $214M |
| Rank 23First Federal BankLake City | 48.1 | Grade C | $1B to under $10B | $4.49B |
| Rank 24TCM Bank, National AssociationTampa | 47.5 | Grade C | $300M to under $1B | $382M |
| Rank 25Evermore BankFort Lauderdale | 47.5 | Grade C | $300M to under $1B | $317M |
| Bank | Score | Grade | Peer group | Assets |
| Rank 26International Finance BankMiami | 46.8 | Grade C | $1B to under $10B | $1.62B |
| Rank 27Sunstate BankMiami | 45.0 | Grade C | $300M to under $1B | $580M |
| Rank 28Gala BankOcala | 41.2 | Grade C | Under $300M | $44.9M |
| Rank 29Bank of Central FloridaLakeland | 40.8 | Grade C | $1B to under $10B | $1.25B |
| Rank 30United Southern BankUmatilla | 40.2 | Grade C | $300M to under $1B | $843M |
| Rank 31BankFloridaDade City | 40.2 | Grade C | $300M to under $1B | $460M |
| Rank 32First National Bank of WauchulaWauchula | 40.1 | Grade C | Under $300M | $87.5M |
| Rank 33SouthState Bank, National AssociationWinter Haven | 38.5 | Grade C | $10B to under $100B | $68.8B |
| Rank 34Capital City BankTallahassee | 38.1 | Grade C | $1B to under $10B | $4.45B |
| Rank 35FNBT BankFort Walton Beach | 37.4 | Grade C | $300M to under $1B | $629M |
| Rank 36OptimumBankFort Lauderdale | 36.9 | Grade C | $1B to under $10B | $1.39B |
| Rank 37First BankClewiston | 36.3 | Grade C | $300M to under $1B | $811M |
| Rank 38Axiom Bank, National AssociationMaitland | 35.7 | Grade C | $300M to under $1B | $732M |
| Rank 39BankMiamiCoral Gables | 34.9 | Grade C | $300M to under $1B | $318M |
| Rank 40The Warrington BankPensacola | 34.8 | Grade C | Under $300M | $174M |
| Rank 41Lafayette State BankMayo | 33.6 | Grade C | Under $300M | $252M |
| Rank 42Seacoast National BankStuart | 32.5 | Grade C | $10B to under $100B | $21.3B |
| Rank 43Peoples Bank of GracevilleGraceville | 31.1 | Grade C | Under $300M | $116M |
| Rank 44The Bank of TampaTampa | 29.5 | Grade C | $1B to under $10B | $3.02B |
| Rank 45PNB Community BankNiceville | 27.5 | Grade C | Under $300M | $155M |
| Rank 46Waterfall BankClearwater | 26.2 | Grade C | $300M to under $1B | $410M |
| Rank 47Bradesco BankCoral Gables | 25.8 | Grade C | $1B to under $10B | $6.10B |
| Rank 48Intracoastal BankPalm Coast | 25.8 | Grade C | $300M to under $1B | $573M |
| Rank 49Community Bank of the SouthMerritt Island | 25.5 | Grade C | Under $300M | $266M |
| Rank 50Banesco USAMiami | 24.7 | Grade C | $1B to under $10B | $5.98B |