Banks by state
Safest banks in California
- Quarter ending
- June 30, 2026
- Source
- FDIC Call Reports
- Results
- First 50 results
Scores from 0 to 100 compare banks within separate groups based on total assets. The state lists sort these scores; “Safest” is not an absolute ranking of risk or a recommendation. Trust institutions, which manage assets for others, and banks that do not lend remain included. Their business models can affect reported ratios.
Ranked banks
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| Bank | Score | Grade | Peer group | Assets |
|---|---|---|---|---|
| Rank 1The Bank of New York Mellon Trust Company, National AssociationLos Angeles | 100.0 | Grade A | $1B to under $10B | $1.37B |
| Rank 2Bank of StocktonStockton | 96.3 | Grade A | $1B to under $10B | $4.99B |
| Rank 3Hatch BankSan Marcos | 95.4 | Grade A | Under $300M | $177M |
| Rank 4Murphy BankFresno | 95.0 | Grade A | $300M to under $1B | $357M |
| Rank 5Asian Pacific National BankSan Gabriel | 92.7 | Grade A | Under $300M | $56.9M |
| Rank 6Bank of America California, National AssociationSan Francisco | 92.5 | Grade A | $10B to under $100B | $14.8B |
| Rank 7Capital Bank and Trust CompanyIrvine | 92.2 | Grade A | Under $300M | $266M |
| Rank 8El Dorado Savings Bank, F.S.B.Placerville | 91.2 | Grade A | $1B to under $10B | $2.44B |
| Rank 9Savings Bank of Mendocino CountyUkiah | 90.2 | Grade A | $1B to under $10B | $1.28B |
| Rank 10Malaga Bank F.S.B.Palos Verdes Peninsula | 87.2 | Grade A | $1B to under $10B | $1.45B |
| Rank 11Exchange BankSanta Rosa | 82.9 | Grade A | $1B to under $10B | $3.19B |
| Rank 12Axos BankSan Diego | 81.0 | Grade A | $10B to under $100B | $28.9B |
| Rank 13Bank IrvineIrvine | 79.9 | Grade B | $300M to under $1B | $306M |
| Rank 14American Continental BankCity Of Industry | 79.0 | Grade B | $300M to under $1B | $385M |
| Rank 15First Credit BankLos Angeles | 78.7 | Grade B | $300M to under $1B | $516M |
| Rank 16Pacific Alliance BankSan Gabriel | 75.8 | Grade B | $300M to under $1B | $454M |
| Rank 17Home Bank of CaliforniaSan Diego | 75.7 | Grade B | Under $300M | $255M |
| Rank 18Mission BankBakersfield | 74.6 | Grade B | $1B to under $10B | $2.01B |
| Rank 19Bank of Whittier, National AssociationWhittier | 73.0 | Grade B | Under $300M | $153M |
| Rank 20Montecito Bank & TrustSanta Barbara | 65.7 | Grade B | $1B to under $10B | $2.02B |
| Rank 21First American Trust, FSBSanta Ana | 65.3 | Grade B | $1B to under $10B | $9.23B |
| Rank 22First Northern Bank of DixonDixon | 64.1 | Grade B | $1B to under $10B | $1.93B |
| Rank 23EverTrust BankCity Of Industry | 63.4 | Grade B | $1B to under $10B | $1.13B |
| Rank 24Eastern International BankLos Angeles | 60.1 | Grade B | Under $300M | $126M |
| Rank 25Westamerica BankSan Rafael | 59.1 | Grade B | $1B to under $10B | $5.77B |
| Bank | Score | Grade | Peer group | Assets |
| Rank 26Cathay BankLos Angeles | 57.1 | Grade B | $10B to under $100B | $24.6B |
| Rank 27Liberty Bank, National AssociationIrvine | 57.0 | Grade B | $300M to under $1B | $399M |
| Rank 28New OMNI Bank, National AssociationAlhambra | 56.7 | Grade B | $300M to under $1B | $518M |
| Rank 29Oak Valley Community BankOakdale | 52.2 | Grade B | $1B to under $10B | $2.00B |
| Rank 30HCN BankRiverside | 52.2 | Grade B | $300M to under $1B | $998M |
| Rank 31Hanmi BankLos Angeles | 51.7 | Grade B | $1B to under $10B | $7.95B |
| Rank 32Bank of the SierraPorterville | 51.3 | Grade B | $1B to under $10B | $3.72B |
| Rank 33GBC International BankLos Angeles | 50.8 | Grade B | $300M to under $1B | $658M |
| Rank 34Plumas BankQuincy | 50.7 | Grade B | $1B to under $10B | $2.28B |
| Rank 35Mission Valley BankSun Valley | 50.5 | Grade B | $300M to under $1B | $782M |
| Rank 36Redwood Capital BankEureka | 50.1 | Grade B | $300M to under $1B | $566M |
| Rank 37Tustin Community BankTustin | 50.1 | Grade B | Under $300M | $86.5M |
| Rank 38SMBC ManubankLos Angeles | 48.5 | Grade C | $1B to under $10B | $6.60B |
| Rank 39First General BankRowland Heights | 48.1 | Grade C | $1B to under $10B | $1.17B |
| Rank 40California International Bank, N.A.Westminster | 44.8 | Grade C | Under $300M | $121M |
| Rank 41Bank of the OrientSan Francisco | 43.6 | Grade C | $1B to under $10B | $1.21B |
| Rank 42AvidbankSan Jose | 43.0 | Grade C | $1B to under $10B | $2.65B |
| Rank 43Community Commerce BankClaremont | 42.8 | Grade C | $300M to under $1B | $423M |
| Rank 44Community Bank of Santa MariaSanta Maria | 42.8 | Grade C | $300M to under $1B | $397M |
| Rank 45Mission National BankSan Francisco | 42.0 | Grade C | Under $300M | $276M |
| Rank 46Farmers & Merchants Bank of Central CaliforniaLodi | 41.7 | Grade C | $1B to under $10B | $5.83B |
| Rank 47Altos BankLos Altos | 40.4 | Grade C | Under $300M | $68.8M |
| Rank 48PCB BankLos Angeles | 39.0 | Grade C | $1B to under $10B | $3.47B |
| Rank 49Infinity BankSanta Ana | 39.0 | Grade C | $300M to under $1B | $360M |
| Rank 50First Federal Savings and Loan Association of San RafaelSan Rafael | 38.7 | Grade C | Under $300M | $222M |