Search
Menu

App record

Wealthfront Cash: who holds your money

Institution type
App
Insurance route
Pass-through FDIC insurance
Recorded partner banks
45
Disclosure read
September 5, 2026
Partner banks

Insurance route

Pass-through FDIC insurance

Wealthfront Cash's disclosure, read on September 5, 2026, describes FDIC pass-through coverage, deposit insurance through partner banks. Coverage depends on customer identification and recordkeeping. It protects eligible deposits when a partner bank closes, not the app company itself. An app closure does not trigger that protection. The visible disclosure and notes provide the programme’s specific conditions.

Summary

Wealthfront Cash is not a bank. Wealthfront Cash says customer money is held at Goldman Sachs Bank USA, HSBC Bank USA, National Association, Morgan Stanley Bank, National Association, Morgan Stanley Private Bank, National Association, Wells Fargo Bank, National Association and 40 more program banks, with insurance reaching customers as pass-through FDIC insurance at the partner bank, subject to the app's recordkeeping. We read this information in the app's own public disclosure on September 5, 2026, and this page quotes that disclosure below. You can check each partner bank's own page on this site.

Current commentary

Wealthfront Cash is not a bank, so customer money sits across a network of 45 program banks. FDIC deposit insurance passes through from each partner bank, provided Wealthfront Cash’s records identify each customer. The stated limit is $250,000 per depositor, per insured bank, for each account ownership category. This description reflects Wealthfront Cash’s disclosure as of September 5, 2026.

Partner banks

45 banks

Grade alerts for Goldman Sachs Bank USA

Use the confirmation email to start alerts about the institution or provider on this page. Every alert email includes an unsubscribe link.

All partner bank pages