Cash rate record

Vanguard

Vanguard Federal Money Market Fund (VMFXX) settlement fund, 7-day SEC yield

Observed rate

3.87%

Product
Vanguard Federal Money Market Fund (VMFXX) settlement fund, 7-day SEC yield
Last verified
October 28, 2026

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Rate context

3.87 percent is the rate Vanguard currently pays on uninvested cash through Vanguard Federal Money Market Fund (VMFXX) settlement fund, 7-day SEC yield, according to its public page on October 28, 2026. The highest rate on the site's leaderboard is 4.30 percent at Raisin. Rates can change and may depend on balance or account type, so this is an observation, not a recommendation.

Rate history

The chart shows rates recorded from the provider’s public page on the dates shown. Lines connect observations without establishing rates between those dates or promising future returns. Account and product conditions can differ.

Rate (%)

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Rate history0%2%4%Sep 5, 2026Oct 28, 2026
History data
Rate history
ObservedRate
Sep 5, 20263.63%
Sep 9, 20263.64%
Sep 10, 20263.63%
Sep 18, 20263.64%
Sep 19, 20263.70%
Sep 22, 20263.71%
Sep 23, 20263.73%
Sep 24, 20263.74%
Sep 25, 20263.76%
Sep 26, 20263.77%
Sep 29, 20263.78%
Sep 30, 20263.79%
Oct 8, 20263.80%
Oct 10, 20263.81%
Oct 17, 20263.82%
Oct 20, 20263.83%
Oct 23, 20263.84%
Oct 24, 20263.85%
Oct 27, 20263.86%
Oct 28, 20263.87%