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Cash rates

Vanguard

Vanguard Federal Money Market Fund (VMFXX) settlement fund, 7-day SEC yield

Rate
3.63%
Last verified
September 10, 2026
Source
investor.vanguard.com

3.63 percent is the rate Vanguard currently pays on uninvested cash through Vanguard Federal Money Market Fund (VMFXX) settlement fund, 7-day SEC yield, according to its public page on September 10, 2026. The highest rate on the site's leaderboard is 4.17 percent at Raisin. Rates can change and may depend on balance or account type, so this is an observation, not a recommendation.

Vanguard’s yearly rate is 3.63 percent through its Vanguard Federal Money Market Fund (VMFXX) settlement fund, measured by 7-day SEC yield. This rate was observed on September 5, 2026. Raisin tops the site’s leaderboard at 4.17 percent. Rates can change or depend on balance or account type, so this figure is an observation, not a promise.

Rate history

3.63%2026-09-053.64%2026-09-093.63%2026-09-10

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