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Cash rates

Charles Schwab

bank sweep (default)

Rate
3.29%
Last verified
September 10, 2026
Source
www.schwab.com

3.29 percent is the rate Charles Schwab currently pays on uninvested cash through bank sweep (default), according to its public page on September 10, 2026. The highest rate on the site's leaderboard is 4.17 percent at Raisin. Rates can change and may depend on balance or account type, so this is an observation, not a recommendation.

Charles Schwab pays 3.29% yearly on uninvested cash through its bank sweep (default), observed September 5, 2026. Raisin leads this site’s leaderboard at 4.17%, compared with Charles Schwab’s 3.29%. Rates can change or depend on balance or account type, so this figure is an observation, not a promise.

Rate history

3.29%2026-09-053.29%2026-09-10

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