Cash rate record

Marcus by Goldman Sachs

Online Savings Account

Observed rate

3.50%

Product
Online Savings Account
Last verified
October 28, 2026

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Current commentary

Marcus by Goldman Sachs pays 3.50 percent on uninvested cash in its Online Savings Account. That rate places it better than many similar institutions, but the current leader on this site’s list, Raisin, offers 4.30 percent. The Marcus rate is the same as it was approximately thirty days ago. All rates are observations and can change based on factors like account balance.

Rate context

3.50 percent is the rate Marcus by Goldman Sachs currently pays on uninvested cash through Online Savings Account, according to its public page on October 28, 2026. The highest rate on the site's leaderboard is 4.30 percent at Raisin. Rates can change and may depend on balance or account type, so this is an observation, not a recommendation.

Rate history

The chart shows rates recorded from the provider’s public page on the dates shown. Lines connect observations without establishing rates between those dates or promising future returns. Account and product conditions can differ.

Rate (%)

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Rate history0%2%4%Sep 5, 2026Oct 28, 2026
History data
Rate history
ObservedRate
Sep 5, 20263.40%
Sep 18, 20263.50%
Oct 28, 20263.50%