Cash rate record
M1
high-yield cash account
Observed rate
3.35%
- Product
- high-yield cash account
- Last verified
- October 28, 2026
- Source
- m1.com
Rate alerts
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Current commentary
M1 pays a yearly rate of 3.35 percent on uninvested cash in its high-yield cash account. The highest rate currently shown on this site is 4.30 percent, offered by Raisin. This observed rate of 3.35 percent has not changed from its level about one month ago. Rates can vary by account type and balance, and any figure is an observation, not a promise.
Rate context
3.35 percent is the rate M1 currently pays on uninvested cash through high-yield cash account, according to its public page on October 28, 2026. The highest rate on the site's leaderboard is 4.30 percent at Raisin. Rates can change and may depend on balance or account type, so this is an observation, not a recommendation.
Rate history
Rate (%)
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History data
| Observed | Rate |
|---|---|
| Sep 5, 2026 | 3.10% |
| Sep 18, 2026 | 3.35% |
| Oct 28, 2026 | 3.35% |