Cash rate record
Interactive Brokers
opt-in interest on uninvested cash (above $10,000)
Observed rate
3.38%
- Product
- opt-in interest on uninvested cash (above $10,000)
- Last verified
- October 28, 2026
Rate alerts
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Current commentary
Interactive Brokers pays a 3.38 percent yearly rate on opt-in interest on uninvested cash (above $10,000). That figure is an observation from a single day, not a guarantee, as rates can change. The rate is currently the same as it was about a month ago. The highest rate on this site’s leaderboard is 4.30 percent, offered by Raisin.
Rate context
3.38 percent is the rate Interactive Brokers currently pays on uninvested cash through opt-in interest on uninvested cash (above $10,000), according to its public page on October 28, 2026. The highest rate on the site's leaderboard is 4.30 percent at Raisin. Rates can change and may depend on balance or account type, so this is an observation, not a recommendation.
Rate history
Rate (%)
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History data
| Observed | Rate |
|---|---|
| Sep 5, 2026 | 3.13% |
| Sep 19, 2026 | 3.38% |
| Oct 28, 2026 | 3.38% |