Betterment
Cash Reserve (base rate, without promotional boost)
- Rate
- 3.25%
- Last verified
- September 10, 2026
- Source
- www.betterment.com
3.25 percent is the rate Betterment currently pays on uninvested cash through Cash Reserve (base rate, without promotional boost), according to its public page on September 10, 2026. The highest rate on the site's leaderboard is 4.17 percent at Raisin. Rates can change and may depend on balance or account type, so this is an observation, not a recommendation.
Betterment’s Cash Reserve (base rate, without promotional boost) had a yearly rate of 3.25 percent on September 5, 2026. Raisin led this site’s leaderboard at 4.17 percent. The Betterment figure is an observation, not a promise, because rates can change and may depend on balance or account type.