Cash rate record
Ally Bank
Savings Account
Observed rate
3.20%
- Product
- Savings Account
- Last verified
- October 28, 2026
- Source
- www.ally.com
Rate alerts
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Current commentary
Ally Bank pays a 3.20 percent rate on uninvested cash in its Savings Account. That rate is higher than the 3.10 percent seen about a month ago, but it is lower than the current leader, Raisin, which offers 4.30 percent. This figure is an observation and not a promise, as rates can change and can depend on balance or account type.
Rate context
3.20 percent is the rate Ally Bank currently pays on uninvested cash through Savings Account, according to its public page on October 28, 2026. The highest rate on the site's leaderboard is 4.30 percent at Raisin. Rates can change and may depend on balance or account type, so this is an observation, not a recommendation.
Rate history
Rate (%)
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History data
| Observed | Rate |
|---|---|
| Sep 5, 2026 | 3.00% |
| Sep 26, 2026 | 3.10% |
| Oct 24, 2026 | 3.20% |
| Oct 28, 2026 | 3.20% |