Cash rate record
Acorns
Emergency Savings (Mighty Oak)
Observed rate
3.59%
- Product
- Emergency Savings (Mighty Oak)
- Last verified
- October 28, 2026
- Source
- www.acorns.com
Rate alerts
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Current commentary
Acorns pays a 3.59% yearly rate on uninvested cash in its Emergency Savings (Mighty Oak) product. That rate is stable, matching its level from thirty days ago. This observed figure is not a promise, as rates can change or depend on balance. The provider atop the current leaderboard, Raisin, shows a rate of 4.30%.
Rate context
3.59 percent is the rate Acorns currently pays on uninvested cash through Emergency Savings (Mighty Oak), according to its public page on October 28, 2026. The highest rate on the site's leaderboard is 4.30 percent at Raisin. Rates can change and may depend on balance or account type, so this is an observation, not a recommendation.
Rate history
Rate (%)
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History data
| Observed | Rate |
|---|---|
| Sep 5, 2026 | 3.35% |
| Sep 22, 2026 | 3.59% |
| Oct 28, 2026 | 3.59% |