Wayland Temple Baptist
Philadelphia, PA · NCUA #22007 · $191K in assets
Wayland Temple Baptist, based in Philadelphia, PA, has $191K in assets and the letter A, scoring better than 90.3 percent of the 3,292 other credit unions under $300 million in assets. The letter compares this credit union with credit unions of similar size and is not a verdict. Some of this credit union's ratios are not reported in its filing, so its score uses available ratios, with weights rescaled among them. Each available ratio is shown below with its comparison. Figures are from NCUA call report data for the quarter ending March 31, 2026.
Ratios behind the grade
Shares above the insured limit
0.0%0.0 percent of the credit union's member shares and deposits are above the NCUA insurance limit. This is better than 85.5 percent of credit unions under $300 million in assets, and a lower share means more members' money is within the insurance limit.
Loan delinquency
n/aNet worth vs assets
15.1%At 15.1 percent of assets, net worth is the credit union equivalent of a bank capital ratio; 62.9 percent of similar credit unions have a lower ratio. This cushion absorbs losses for members, and the NCUA treats ratios of 7 percent or more as well capitalized.
Held-to-maturity securities vs net worth
0.0%Debt securities the credit union intends to hold to maturity equal 0.0 percent of net worth at amortized cost, purchase cost adjusted over time, and 67.6 percent of similar credit unions have a larger position. The NCUA publishes no fair value for these securities, so the figure shows exposure to interest rate moves, not an unrealized or current paper loss, a decline without any sale.
Grade history
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Data: NCUA call report, quarter ending March 31, 2026 · How we grade