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Security Service

San Antonio, TX · NCUA #11065 · $14.2B in assets

B68.2

Security Service in San Antonio, TX, has $14.2B in assets and a letter grade of B, better than 68.2 percent of the 22 other credit unions with $10 billion to $100 billion in assets. Uninsured deposits are 12.8 percent of deposits, lower than 36.4 percent of similar credit unions. The loan delinquency rate is 0.8 percent, lower than 63.6 percent of similar credit unions. Its net worth ratio, net worth as a share of assets, is 11.2 percent, higher than 63.6 percent of similar credit unions, and the letter is a similar-size comparison, not a verdict. Figures are from NCUA call report data for the quarter ending March 31, 2026.

Security Service has $14.2 billion in assets, with comparisons covering 22 other credit unions with $10 billion to $100 billion in assets. Member deposits above the insurance limit were 12.8 percent of all member deposits, worse than 63.6 percent of similar credit unions. Delinquent loans, loans with payments past due, were 0.8 percent of all loans, better than 63.6 percent of similar credit unions.

Ratios behind the grade

Shares above the insured limit

12.8%
Percentile36.4

12.8 percent of the credit union's member shares and deposits are above the NCUA insurance limit. This is better than 36.4 percent of credit unions with $10 billion to $100 billion in assets, and a lower share means more members' money is within the insurance limit.

Loan delinquency

0.8%
Percentile63.6

At 0.8 percent, loans behind on payments make up that share of total loans and leases, better than 63.6 percent of similar credit unions. Loan quality matters because missed payments can reduce earnings and weaken the institution’s financial cushion.

Net worth vs assets

11.2%
Percentile63.6

At 11.2 percent of assets, net worth is the credit union equivalent of a bank capital ratio; 63.6 percent of similar credit unions have a lower ratio. This cushion absorbs losses for members, and the NCUA treats ratios of 7 percent or more as well capitalized.

Held-to-maturity securities vs net worth

0.0%
Percentile68.2

Debt securities the credit union intends to hold to maturity equal 0.0 percent of net worth at amortized cost, purchase cost adjusted over time, and 68.2 percent of similar credit unions have a larger position. The NCUA publishes no fair value for these securities, so the figure shows exposure to interest rate moves, not an unrealized or current paper loss, a decline without any sale.

Grade history

B2024-03BB2024-09BA2025-03AB2025-09BB2026-03

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Data: NCUA call report, quarter ending March 31, 2026 · How we grade